“Comprehensive and Practical This is a great book, well-written and enjoyable to read. Full of practical ways to get yourself out of debt – and then stay in the black. I loved the case studies – helps to know that people have managed to deal with worse situations! The author urges us to get clear about where we are financially, and to start doing something about it.

There is a comprehensive resource section at the back, and the sample letters at the back was a nice surprise – so often we don’t tackle problems because we don’t know where to start, having these templates makes it much easier. If you have issues with debt, aget this book and sort it out now.”